Can your money outside super get you to age 60?
Adjust the starting numbers for a bridge estimate based on your inputs, then test what changes it. The full projection uses Australian tax, current super rules, and standard growth assumptions. No account needed.
Your personalised super bridge
Your accessible money runs short around age 52.
The model finds $412k of spending it cannot fund before you reach preservation age 60. This is the part of the plan to solve first.
Accessible at 50
$126k
cash and investments
Bridge withdrawals
$570k
10 modelled years
Gap before 60
$412k
unfunded spending
Super at 60
$562k
shown separately
Shown in today's dollars. Accessible balances can keep earning returns during the bridge, so the starting balance, withdrawals, and ending balance are not a simple subtraction.
First lever to test: retiring at 51 reduces the modelled bridge gap by $53k.
“Accessible” includes cash, savings, ETFs, shares and other investments—not your home.
Super stays separate until preservation age. Access also requires meeting a condition of release.
Withdrawals come from the full projection after modelled income, tax, expenses and loan repayments.
Net worth · 30y
$-399,730
Financial indep.
Not reached
in 30 yrs
Retire at
50
yrs old
Projected net worth
Financial insights only. Not financial advice.
JettWorth is financial insights and scenario-modelling software. We are not a financial services provider and do not provide financial, investment or tax advice. Insights and illustrative projections are based on your inputs and assumptions. They are estimates, not guaranteed outcomes or recommendations about what you should do.
For advice about your circumstances, speak with a licensed financial adviser or qualified tax professional. Read the full disclaimer.
Your numbers
All income figures are before tax — Australian standard.
What you actually spend per month.
Net worth · 30y
$-399,730