Australian financial calculators.
For a life well planned.
Big decisions often start with a small question. Find a little clarity in the numbers, wherever you are on your journey.
Find your calculator Nine free tools. No account needed.
Give your future
room to grow.
Make room for tomorrow.
Explore what your money could become.
Compound Interest Calculator
See how a starting balance and monthly contributions compound over decades. Visualise the magic of starting early.
Explore calculatorFIRE Calculator
Find your financial independence number — split into the bridge years before super (60) and the super phase. The Australian FIRE calculator.
Explore calculatorAge Pension Calculator
Estimate your fortnightly Age Pension under the assets and income tests. See which test limits your payment and how far you are from the thresholds.
Explore calculatorMake sense of today.
Understand what comes in, and what stays yours.
Take-Home Pay Calculator
See your after-tax salary, Medicare, HECS repayment, and super. FY2025-26 rates with instant breakdown.
Explore calculatorSalary Sacrifice Calculator
See how much tax you can save by contributing to super, and how much ends up in your super account each year.
Explore calculatorCGT Calculator (Budget 2026)
Explore capital gains tax scenarios for property, shares and crypto.
Explore calculatorFind your place.
A clearer view of the costs of borrowing and buying.
Loan Repayment Calculator
Weekly, fortnightly or monthly repayments on a home, personal or car loan. Compare interest-only, and see how extra repayments cut years off the loan.
Explore calculatorStamp Duty Calculator
Calculate transfer duty for any Australian state. Includes first home buyer concessions and FY2025-26 rates.
Explore calculatorLMI Calculator
Estimate your Lenders Mortgage Insurance premium based on property value, deposit, and loan-to-value ratio.
Explore calculatorOne answer is a beginning.
Your whole life is the story.
Put your income, assets, super and life plans in one place. Explore how they work together in the full planner.
Explore the full plannerResults are estimates for general information. Each calculator explains its rates and assumptions. Consider professional advice before making financial decisions.