JettWorth vs ProjectionLab

Two good tools, built from different starting points.

ProjectionLab is a mature international planner with an Australian preset. JettWorth is a younger product designed around Australian financial rules from the beginning. Here is the trade-off without pretending either product stands still.

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Last checked 2 September 2026. ProjectionLab ships frequently. Its own website is the source of truth for current features and pricing; links are included below.

Primary focus

JettWorth:Australian household wealth, tax, super, property and early-retirement planning.

ProjectionLab:Deep international financial and retirement modelling, with country presets including Australia.

Australian rules

JettWorth:Explicit HECS/HELP, Medicare, super phases and caps, Division 296, Age Pension means testing, CGT, negative gearing, offsets and state property costs.

ProjectionLab:Australian tax estimation and franking-credit estimation are available; international modelling is part of Premium.

Modelling depth

JettWorth:Year-by-year projections, life events, couples, Monte Carlo, plan comparison, tax reports and progress tracking.

ProjectionLab:Broader mature toolkit including historical backtesting, optimization, withdrawal strategies, flexible spending and estate planning.

Free use

JettWorth:All calculations and features with one saved plan. Extra saved scenarios require Pro.

ProjectionLab:Basic forecasting is free. Advanced cash flow, tax, withdrawal and comparison features require Premium.

Annual price

JettWorth:A$89.99/year for unlimited saved plans.

ProjectionLab:US$129/year for Premium at the time of review.

Best fit

JettWorth:Australians who want local rules surfaced by default and a lower-cost way to test real household decisions.

ProjectionLab:People who prioritise maximum modelling depth, international support and a mature planning community.

Choose JettWorth when…

  • HECS, super access, the Age Pension or Australian property materially change your answer.
  • You want to inspect source-linked local assumptions and approximations.
  • You want the full calculation toolkit free and only need one saved plan.
  • You want direct access to the Australian builder while the product is being shaped.

Choose ProjectionLab when…

  • Historical backtesting, advanced optimization or withdrawal strategies are essential today.
  • You need a longer-established product and a mature user community.
  • You have an international or cross-country planning situation.
  • Its broader modelling depth matters more than native Australian workflow details.

Sources and limits

This page compares publicly documented capabilities, not every setting inside either product. JettWorth does not claim that an absent public feature is impossible to approximate in ProjectionLab.

ProjectionLab’s Australian product page ProjectionLab’s current pricing ProjectionLab’s changelog JettWorth’s assumptions and accuracy notes

Use the one that answers your question.

JettWorth lets you test its engine without an account or credit card.

Open the sandbox

JettWorth is financial insights and scenario-modelling software. We are not a financial services provider and do not provide financial, investment or tax advice. Insights and illustrative projections are based on your inputs and assumptions. They are estimates, not guaranteed outcomes or recommendations about what you should do. Full disclaimer.